Welcome to Talknotes.io ("Service"), a tool provided by Talknotes Ltd Oy, identified by tax id FI32012778, located in HELSINKI, FINLAND. By using the Service, you ("User") agree to be bound by the following terms and conditions (the "Terms of Use"). If you do not agree to these Terms of Use, do not use the Service.

1. Use of the Service

The Service allows User to access and use the app. The User is granted a license to use the Service for personal and commercial use, provided that they comply with the terms and conditions of the Service. The User is responsible for making sure they use the service in accordance with all applicable laws and regulations.

2. Modification and Discontinuation of Service

Talknotes.io reserves the right to modify or discontinue the Service, or any portion thereof, at any time without notice. Talknotes.io will not be liable to the User or any third party for any modification, suspension, or discontinuation of the Service.

3. Limitation of Liability

Talknotes.io will not be liable for any damages arising out of or in connection with your use of the Service, including but not limited to direct, indirect, incidental, special, consequential or punitive damages, regardless of the form of action or the basis of the claim, even if Talknotes.io has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so this limitation and exclusion may not apply to you. The total liability of Talknotes.io cannot, whatever the circumstances, exceed the amount charged from the User in the last six months.

4. Warranty Disclaimer

The Service is provided "as is" and Talknotes.io makes no warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. Talknotes.io does not warrant that the Service will be uninterrupted or error-free, and Talknotes.io will not be liable for any interruptions or errors. Talknotes.io does not endorse, warrant, or guarantee any third-party content or service that may be accessed through the Service. The User acknowledges that the Service uses third-party AI models as part of the Service and that AI generated content needs to be reviewd by the User. Talknotes.io is not responsible for any issues with or arising from AI generated content.

5. Indemnification

The User agrees to indemnify and hold Talknotes.io, its directors, officers, employees, agents, and assigns, harmless from any claims, losses, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Service, or any violation of these Terms of Use.

6. Governing Law

These Terms of Use shall be governed by the laws of Finland without giving effect to any principles of conflicts of law. Any disputes arising out of or in connection with these Terms of Use will be resolved in the courts of Helsinki, Finland.

7. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

8. Entire Agreement

These Terms of Use constitute the entire agreement between the User and Talknotes.io regarding the use of the Service.

9. Refund policy

Unless otherwise required by law, all sales are final and and there are no refunds.

10. Contact Us

For any questions or concerns regarding the Service or these Terms of Use, please contact us at [email protected] or any other communication means we put at the customer's disposition.